Conventional Loans

Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options. Many banker representatives have limited knowledge of how to manipulate conventional loan guidelines to overcome Fannie Mae and Freddie Mac stipulations. In my many years of experience, I have been able to get loans approved and closed where other lenders cannot.

Choosing the right loan consultant in the beginning is how you can make your loan experience more enjoyable and successful. Conventional loan options with all lenders are not the same. James Tennell has the know-how and the seasoned abilities to get your loan through what some see as treacherous and insurmountable situations. Allow James to make your home loan dreams a reality.